Credit and Debit Card payment processing for charities
| “Secure credit and debit card processing is vital to charities. CTT’s solution- CP Terminal is a very important product for charities, who have to process any volume of credit or debit card payments themselves. It is quick, secure but most important of all, will ensure we can process and collect our gift aid efficiently in the future.” The Royal British Legion |
The credit and debit card payment processing solution for charities (CP Terminal)
Our card payment system for charities is called CP Terminal. It is a tier 1 PCI-DSS compliant secure card payment system for processing. PCI-DSS is the payment card industry data security standards. Tier 1 is the highest standard offering users the greatest level of security. All charities should be processing card payments using a PCI-DSS compliant system. The system is supported by RBS Streamline and HSBC card services. It processes:
For all your online or offline payments, including donations, membership and direct mail and telephone payments and charity shop transactions.
More about our credit card debit card payment processing system for charities
CP Terminal is accessed using a simple URL (web address) user name and password. Once in you can process straightaway and each transaction is authorised in real time - within a few seconds - by your bank. The money goes straight into your bank.
It is a multi vendor system, which means a charity can set up all of its branches across the country to process their own card payments and collect all their donations, all through one merchant account.
It is a direct replacement for the standard credit card terminal (sometimes referred to as a PDQ terminal).
Each charity is allocated a unique ID, web address, user name and password.
It allows you to set up multiple logins so that individual, identified users can process donations.
It allows you to create and link an unlimited number of online donation pages.
It offers real time reporting, including gift aid reports in line with Inland Revenue requirements.
Donations, with or without gift aid may be processed through the same screen.
It provides full expiry date management, to ensure you never allow a donor or supporter to lapse.
It allows the upload of a batch transaction file.
It is a live gateway direct to the bank’s authorisation systems. Each payment is authorised in less than 5 seconds.
It maintains a full audit trail of transactions and provides full online reporting is to authorised users.
It enables you to cancel transactions entered in error and to put through refunds.
What are the benefits of our credit and debit card payment processing system?
- It reduces the costs associated with processing donations and other income:
- No credit card terminals required;
- No call costs or phone lines;
- Potentially lower bank charges.
- Reduced set up costs
- Free retail chip and pin terminals
IMPORTANT – all your national branches and offices can be set up to process their credit and debit card payments completely free of charge.
- It increases the efficiency of processing your income payments:
- No waiting for a dial-up connection;
- No paper handling or manual gift aid reporting;
- No visits to your local bank;
- No waiting to use the terminals;
- Uses the same system for online donations.
- It is tier 1 PCI-DSS compliant:
- Removes the need for you to become PCI-DSS compliant;
- Highest level of security and protection;
- No more manual records of credit card numbers;
- No more bank input errors.
How much does our card payment processing system for charities cost?
- £300 (discretionary) set-up fee.
- £20 per month system support fee per merchant account.
- Credit card charges - 2.25%
- Debit card charges - 20p + 1% of the transaction.
- Chip and Pin charges- 1.9% or 19 pence
Please see our credit and debit card processing Demo video.
Read more about how a charity has used our credit and debit card processing...
